Are you unable to pay your bills because you lost your job? Are you paying the minimums on your credit cards and the totals keeps going up? Have you already tried credit counseling, but still can't make ends meet? Are you being hounded by collectors? Are you being sued by your creditors (or companies you never heard)? Are your wages being garnished? Has your bank begun foreclosure proceedings against you? If you answer "yes" to any of these questions, a bankruptcy filing may be the solution. To help you get a fresh start from your debt, call 617-681-9165 now to schedule a free consultation and learn your options!
Chapter 7 (Liquidation). A chapter 7 bankruptcy is a way to legally wipe out most types of debts (subject to certain exceptions). Only a bankruptcy filing will immediately stop your creditors from harassing you -- and stop them from going forward with lawsuits or judgment enforcement, such as wage garnishment or bank levies. It will also stop any pending wage garnishment. There are alternatives to bankruptcy that the attorneys at Puritan Faust, PC, can discuss with you. However, a repayment plan through a credit counseling program or a debt consolidation only works if your creditors agree. Bankruptcy, on the other hand, gives you relief from your debts and a fresh start whether your creditors agree or not.
Chapter 13 (Repayment Plan). Chapter 13 lets you cure arrears (past due debt) over time in a chapter 13 repayment plan. The Massachusetts Bankruptcy Lawyers at Puritan Faust, PC, can work with you to prepare a realistic chapter 13 plan that will let you keep your assets and pay off your creditors over time. Depending on your income, assets and type of debts, you may only be required to pay a small percentage of the debts you owe.
At Puritan Faust, PC, we believe each client is unique and deserves to be treated that way. We are not a "bankruptcy mill" and provide individualized service and attention to each of our clients. At our firm, you meet with and your questions are answered by your attorney, not a paralegal. Our fees are reasonable and competitive with those of other law firms in Massachusetts. We handle chapter 7 and chapter 13 cases on a flat rate (fixed fee) basis.
We help debtors in Massachusetts including Worcester, Marlborough, Framingham, and Boston and other locations.
Puritan Faust is proud to support MetroWest Legal Services. MetroWest Legal Services provides free civil legal aid to low-income people and victims of crime who would be denied justice without our help. Attorney Steve McCready helps by providing pro bono bankruptcy services through MetroWest to those in need.
*Puritan Faust, P.C. is a debt relief agency. We help Massachusetts businesses and individuals file for Bankruptcy protection in accordance with the United States Bankruptcy Code. This is not an offer to represent you, nor is it intended to create an Attorney/Client Relationship.